Comprehensive Insurance Solutions for Yacht and Boat Owners £500k and £1m

Comprehensive yacht Insurance £500k - £1m

IRCM – Insuring Your Adventures

Owning a yacht or boat is a significant investment, often representing both a lifestyle choice and a symbol of luxury. For owners of vessels valued between £500k and £1m, securing the right insurance coverage is crucial to protect against potential risks and ensure peace of mind. At Insurance Risk & Claims Management (IRCM), we are proud to be independent specialist brokers, offering genuinely bespoke insurance solutions tailored to meet the unique needs of yacht and boat owners.

Why Choose an Independent Specialist Broker?

As independent specialist brokers, we are not tied to any single insurance provider. This independence allows us to offer unbiased advice and access to a broad range of insurance products from a diverse selection of underwriters. Our goal is to provide you with the best possible coverage tailored to your specific requirements, ensuring that you receive comprehensive protection at competitive rates.

Wide Market Access

Our extensive market access is one of the key advantages of working with us. We have established strong relationships with leading insurers in the marine insurance industry, enabling us to source and compare multiple policies to find the one that best meets your needs. This wide market access ensures that we can offer you a variety of options, from basic coverage to more specialised and comprehensive policies.

Full Broking Support Services

At IRCM, we believe in providing a holistic approach to insurance. Our full broking support services encompass every aspect of the insurance process, from initial consultation to policy placement and ongoing management. Our team of experienced brokers will work closely with you to understand your needs, assess potential risks, and recommend the most suitable coverage options

Risk Assessment and Consultation

The first step in our process is a thorough risk assessment and consultation. We take the time to understand your vessel, its usage, and any specific concerns you may have. This detailed analysis allows us to identify potential risks and recommend appropriate coverage to mitigate those risks effectively.

Policy Placement

Once we have identified the best coverage options, we handle all aspects of policy placement on your behalf. Our brokers negotiate with insurers to secure favourable terms and conditions, ensuring that you receive comprehensive protection at competitive rates. We also assist with the necessary documentation and ensure a smooth transition to your new policy.

Ongoing Management and Support

Our commitment to you doesn’t end once your policy is in place. We provide ongoing management and support to ensure that your coverage remains up-to-date and continues to meet your needs. Whether you need to make changes to your policy, file a claim, or seek advice on additional coverage, our team is here to assist you every step of the way.

Additional High Net Worth Insurance and Wealth Management Services

In addition to our specialised yacht and boat insurance solutions, we offer a comprehensive suite of High Net Worth insurance and wealth management services. These tailored solutions are designed to protect and enhance your assets, providing you with peace of mind and financial security.

High Net Worth Insurance

Our High Net Worth insurance services cater to individuals with significant assets and complex insurance needs. We offer bespoke coverage for high-value homes, fine art, jewellery, and other valuable possessions. Our team of experts will work with you to create a customized insurance portfolio that provides comprehensive protection for all your assets.

Wealth Management

Complementing our insurance services, our wealth management solutions are designed to help you grow, protect, and manage your wealth effectively. Our advisers provide personalised financial planning, investment management, and estate planning services, tailored to your unique goals and circumstances.

Contact Us Today

At IRCM, we are dedicated to providing exceptional service and expert guidance to yacht and boat owners. If you own a vessel valued between £500k and £1m, we invite you to contact us today to discuss your insurance needs. Let us help you secure the comprehensive coverage you deserve, giving you the confidence to enjoy your investment to the fullest.

Telephone:   01902 796 793  

Email: enquiries@marineinsurance-ircm.co.uk

Thank you for considering IRCM as your trusted insurance partner. We look forward to serving you and meeting all your insurance and wealth management needs.


Telephone IRCM on 01902 796 793 or email enquiries@marineinsurance-ircm.co.uk for a no-obligation quotation or  consultation

You're in the best hands

Straightforward & Easy to Understand Policy Wording

Competitive Premiums

IRCM remain committed to rewarding claims-free yacht owners with competitive premiums. We have frozen premiums on our exclusive in-house yacht insurance rates.

Best Price Up-Front

Our best quote up-front to save you time and eradicate the hassle you have to go through when shopping around for affordable cover for your yacht.

Range of Yachts Covered

IRCM are happy to consider a wide variety of craft including those that some insurers are no longer prepared to consider.

Straightforward Pricing

We wont mess you around when it comes to pricing, we will give you our best quote and explain exactly how we got there.