Sailing Yacht Insurance

Whether you are looking for an alternative solution to your current cover or are buying your first sailing yacht, IRCM can help you get the cover and protection you are looking for at an affordable premium.

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From small sailing boats to large sailing yachts of all ages and construction, we can find the right cover to meet your yacht insurance needs.  Our exclusive IRCM yacht & pleasurecraft offering delivers genuine benefits to sailing yacht owners including:

  • New for Old cover for sailing yachts under 3 years old

  • New for old cover on masts, spars, sails, rigging & protective covers under 3 years old

  • Transit cover automatically included

  • Marine Third Party Liability Insurance up to £3,000,000 automatically included

  • Personal Accident Insurance up to £20,000

  • Optional Racing Risks Cover

  • Optional Legal Expenses Insurance

  • Optional Excess Protection Insurance

If you have a requirement for non-standard cover – such as a Caribbean-based vessel, Worldwide Cruising or Skippered Charter – we can source insurance for you with our partners in the wider sailing yacht insurance market.

Please email your details to for a quotation or ‘phone us on 01902 796 793 to discuss your requirements.

Sailing Yacht & Boat Insurance Quote including all Marine Trades, Yachts, Boats, Clubs and Professionals

Please complete the form and one of our marine insurance team will get back to you promptly.