Motor Yacht & Motorboat Insurance

Motor Yacht & Motorboat Insurance

Whether you are looking for an alternative solution to your current cover or are buying your first motor yacht, IRCM can help you get the cover and protection you are looking for at an affordable premium.

From small motor boats to large motor yachts of all ages and construction, we can find the right cover to meet your yacht insurance needs. Our exclusive IRCM yacht & pleasurecraft offering delivers genuine benefits to yacht owners including:

  • New for Old cover for vessels under 3 years old
  • Competitive premiums in return for Comprehensive Insurance
  • Tailored policy options
  • Transit cover automatically included
  • Marine Third Party Liability Insurance up to £3,000,000 automatically included
  • Personal Accident Insurance up to £20,000
  • Optional Legal Expenses Insurance
  • Optional Excess Protection Insurance


If you have a requirement for non-standard cover – such as a Caribbean-based vessel, Worldwide Cruising or Skippered Charter – we can source insurance for you with our partners in the wider yacht insurance market.

Please email your details to for a quotation or ‘phone us on 01902 796 793 to discuss your requirements.

Telephone IRCM on 01902 796 793 or email for a no-obligation quotation or  consultation

You're in the best hands

Straightforward & Easy to Understand Policy Wording

Competitive Premiums

IRCM remain committed to rewarding claims-free yacht owners with competitive premiums. We have frozen premiums on our exclusive in-house yacht insurance rates.

Best Price Up-Front

Our best quote up-front to save you time and eradicate the hassle you have to go through when shopping around for affordable cover for your yacht.

Range of Yachts Covered

IRCM are happy to consider a wide variety of craft including those that some insurers are no longer prepared to consider.

Straightforward Pricing

We wont mess you around when it comes to pricing, we will give you our best quote and explain exactly how we got there.