Marine Insurance specialists Insurance Risk & Claims Management Ltd (IRCM) are leveraging the power of their parent group to deliver enhanced insurance portfolios to the UK’s Marine Industry.

Based in the heart of the country, the KGJ Group of Companies is one of the largest independently owned insurance brokers in the UK and their strength in the Market means they are afforded privileged status with some of their extensive insurer panel.

“As part of the KGJ Group we are able to access preferential terms for the support products we offer our clients” said Mark Elcocks, Specialist Risks Executive with IRCM. “As well as our core Marine Trades Insurance products we can source competitively priced insurances from top-rated insurers that address the full requirements of Marine SMEs.”

IRCM have been long-time champions of Management Liability protection for marine traders, providing a low-cost entry level solution that includes essential Corporate Liability, and Employment Practices Liability which can be upgraded to enhanced levels of cover.  Additionally, they offer product bundles that encompass Commercial Legal Expenses, Excess Protection and Group Personal Accident Insurance.

However, it is their access to an extensive panel of motor fleet insurers that has the largest impact on their ability to deliver the right cover to marine traders at attractive premiums. Mark went on to say “We have an excellent track not just in managing some of the UK’s largest inland hire fleets but some very large motor fleets too.  We can access the wider Group’s Motor Insurance facilities which enable us to offer good, competitive cover on a product that fits the precise needs of the client; whether a business has only one or two vehicles or a much larger fleet, we can find the right option for the trader.”

Whilst the comparison to “National” brokers is based on a position of market accessibility and product quality, the customer focus of IRCM and its parent group remains essentially “local”.

“Not all my clients require a traditional face-to-face service” said Mark, “but we make sure everyone knows we are happy to call in to discuss their business, their insurance and risk management requirements. Every client has a named account executive and account handler so they can enjoy continuity of service and foster a proper business relationship with a broker that truly gets to know their business.”

IRCM’s commitment to local service is helped by their opening of a new Solent office in January this year and, earlier this month, a new office in the South West of England. The business also has a presence in Wales in addition to its headquarters in the West Midlands

For further information about how working with IRCM can help your business telephone Mark Elcocks on 01902 796 793 or email