The Royal Yachting Association (RYA) recently announced it’s recognised training centres (RTC’s) would require enhanced insurance cover – an increase in Public Liability (PL) insurance to a minimum indemnity limit of £3m and the addition of at least £500,000 Professional Indemnity (PI) cover in respect of it’s training activities.

The uplift in Public Liability Insurance is likely to result in a small increase in premiums for clubs, though clubs are advised to check that Yachtyard Liability is included as part of their cover.

The PI addition may cost clubs more than they would hope for as it is not cover that is as widely available – PI is only provided by a small number of insurers and waterborne activities are not in the appetite of the majority of those that do.

Independent Marine Insurance specialists IRCM are known for their innovation in the Marine Trades & Marine Club Segments and have moved quickly to ensure Sailing Clubs can access the cover they need at affordable premiums.

A low-cost product bundle that includes the following cover and meets RYA requirements is available to not-for-profit Sailing Clubs and Recognised Training Centres:

For further information telephone Mark Elcocks on 01902 796 793 or email