Commercial Legal Expenses Insurance is a low-cost cover that can help protect your bottom line in the event of legal disputes affecting your business that are not covered under the legal liabilities cover within your main Marina or Boatyard Insurance policy. Cover can extend to the pursuing of bad debts from customers, defending or [...]

Think limited company means limited liability? Think again: as a company director you are personally responsible for your decisions and actions in that capacity. This means the HSE and other government agencies can and will prosecute you or your managers in addition to prosecuting your business. Your business insurance won’t help you. It will [...]

The Government’s 2021 Cyber Security Breach Survey shows that 39% of UK businesses experienced a cyber security breach or attack during the previous year. Some companies reported receiving multiple attacks on a daily basis. Whilst many business owners see only personal data as being of value, the fact is that the prevalent threat of [...]

It’s worth bearing in mind that, as far as pollution cover is concerned, your Public/Products and Yachtyard Liability Insurance is probably only covering you against sudden and unforeseen incidents. This means, for example, that pollution arising from a gradual leak of diesel or sewage would not be covered. The liabilities arising from incidents such [...]