Insuring your Adventures . .

Yacht & Boat Insurance Policy Documents

Policy Documents

Yacht Pleasure Craft Policy Document

Essential Information

Insurance Product Information Document

Notice to Policyholders

Claim Form

You're in the best hands

Straightforward & Easy to Understand Policy Wording

Competitive Premiums

IRCM remain committed to rewarding claims-free yacht owners with competitive premiums. We have frozen premiums on our exclusive in-house yacht insurance rates.

Best Price Up-Front

Our best quote up-front to save you time and eradicate the hassle you have to go through when shopping around for affordable cover for your yacht.

Range of Yachts Covered

IRCM are happy to consider a wide variety of craft including those that some insurers are no longer prepared to consider.

Straightforward Pricing

We wont mess you around when it comes to pricing, we will give you our best quote and explain exactly how we got there.

Marine Club Insurance

Commercial Marine Insurance

Marina Insurance

Improve the insurance coverage of your business & reduce your costs
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Boat Builders Insurance

Insurance truly aligned to your personal and business goals
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Cargo Insurance

At IRCM we give you the right cover at a competitive premium

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Marine Engineers Insurance

Insurance truly aligned to your personal and business goals
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Day Boat & Holiday Boat Fleet Insurance

At IRCM we give you the right cover at a competitive premium

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Competitive Pricing and No Tie-Ins

You benefit from competitive pricing with Bowline® Marine Trades Insurance. Not only that, you get the added bonus of accessing some great discounts such as a rolling 10% discount off our standard rates if you are a member of British Marine and operate under their Terms & Conditions. Unlike other providers who only offer you a 5% discount we don’t tie you into long-term undertakings.

Easy to Understand Policy Wording

There are no conditions restricting you to working on or handling vessels of a particular size or value which means you are free to develop and run your business without having to refer to your insurers if you are building, repairing or restoring a particularly valuable or large craft.

Wider Bespoke Programmes

Insurance is becoming a more and more dynamic industry as insurers and managing agents seek to differentiate themselves from their competitors. This means new and innovative products are coming to market that offer greater protection at very competitive premiums.