(Insurance premium discount announced for QAB holders) Specialist Marine Trades & Boat Insurance providers IRCM have given the UK Inland Boating Sector a boost by announcing support for the Quality Accredited Boatyard Scheme (QAB). The scheme, which is managed by British Marine under licence from Visit England, assists holders of the accreditation demonstrate their [...]
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Commercial Legal Expenses Insurance is a low-cost cover that can help protect your bottom line in the event of legal disputes affecting your business that are not covered under the legal liabilities cover within your main Marina or Boatyard Insurance policy. Cover can extend to the pursuing of bad debts from customers, defending or [...]
Think limited company means limited liability? Think again: as a company director you are personally responsible for your decisions and actions in that capacity. This means the HSE and other government agencies can and will prosecute you or your managers in addition to prosecuting your business. Your business insurance won’t help you. It will [...]
The Government’s 2021 Cyber Security Breach Survey shows that 39% of UK businesses experienced a cyber security breach or attack during the previous year. Some companies reported receiving multiple attacks on a daily basis. Whilst many business owners see only personal data as being of value, the fact is that the prevalent threat of [...]
It’s worth bearing in mind that, as far as pollution cover is concerned, your Public/Products and Yachtyard Liability Insurance is probably only covering you against sudden and unforeseen incidents. This means, for example, that pollution arising from a gradual leak of diesel or sewage would not be covered. The liabilities arising from incidents such [...]
The grand-daughter of Monty O’Leary, Master ‘Naomhóg’ (Currach) Builder, has joined Marine Insurance broker, Insurance Risk & Claims Management (IRCM). Rebecca O’Leary joins the Marine Trade and Boat Insurance specialists as an underwriter bringing with her not only Marine Insurance underwriting experience but a wealth of knowledge of boatbuilding, boats and all things Marine. Monty [...]
Specialist Marine Insurance broker Insurance Risk & Claims Management (IRCM) have announced a freezing of their exclusive RIB Insurance rates for a second straight year through 2022*; the initiative also extends to other performance craft and speedboats and will come as welcome news to RIB & speedboat owners looking for comprehensive and competitively priced [...]
The 2021 international boat show season has come to an end and, whilst the market for both new and used RIBs, Ski-Boats and other high-performance craft is booming, boat insurance providers continue to review their position and many owners of any type of high-performance craft are finding it difficult to source the cover they [...]
Question: When is a £5,000,000 (or £10,000,000 for that matter) limit of Public Liability Insurance worth only £1,000,000? Answer: When your insurance provider applies restrictive inner limits to your Shipwrights Insurance. We are seeing examples of this on a weekly basis when we receive enquiries from shipwrights for quotations of “comparative” third party liability [...]
With over 20 years’ experience of delivering insurance protection to owners of classic yachts and boats, specialist marine insurance brokers Insurance Risk & Claims Management Ltd (IRCM) are able to offer you an holistic Classic Yacht Insurance solution that includes: Agreed-value sum insured It’s important you are happy with the value for which your [...]