Fast, No-Nonsense Marine Trade Insurance
UK Marine Trades Insurance specialists Insurance Risk & Claims Management (IRCM) are providing Marine Traders with a fast offline quotation service that means Marine businesses can obtain a quote and cover for marine trader’s liability in just a few minutes. In addition to assisting sole traders who typically might require Public & Yachtyard Liability Insurance […]
Insurance for Maritime Charities, Trusts & Community Groups
The uniqueness of many maritime charities, trusts and community groups often means traditional off-the-peg charity insurance policies do not fit quite as well as they should. It is not unusual for liability wordings, for example, to exclude liabilities arising from any kind of vessel that is not self -propelled and/or under 6-foot in length. This […]
Marine Engineers Insurance -Support for Start-Ups
Cash flow is often an issue for new ventures so it should come as a welcome relief for new Marine Traders looking for insurance that low-cost options are available to them that don’t compromise on quality of cover. Marine Trades Insurance specialists Insurance Risk & Claims Management Ltd (IRCM) are offering entry level cover from […]
Buying Your RIB and Buying Your RIB Insurance (Part 2)
In Part 2 of our guide for enthusiasts new to RIBs and RIB Insurance we look at additional property cover, your third party liability and some of the additional benefits and features to might be offered. Also included are some examples of “small print” you should look for in your RIB Insurance Policy documentation. Covering […]
Marine Traders Targeted in Health & Safety Crackdown
Marine traders appear to be under closer scrutiny by the Health & Safety Executive (HSE). A recent series of client visits by IRCM has revealed that surprise inspections of operators in the Sector by HSE are becoming commonplace. Traders who have recently experienced inspections have told IRCM that inspectors have advised them that the HSE […]
Buying Your RIB & Buying Your RIB Insurance (Part 1)
Thinking of buying a Rigid Inflatable Boat (RIB)? Well assuming it’s for private and pleasure (P&P) use (commercial RIBs will be dealt with in a separate article) here’s a guide to some of the insurance issues you may encounter as well as some of the benefits you might get as part of your cover. Use an […]
What’s the difference between a Barge & a Narrowboat?
“Does it really matter?” you might be asking yourself but there are important distinctions that, will not only irritate narrowboat owners and canal buffs if you get it wrong but, from an insurance point of view could have serious implications as to the scope, validity and availability of your protection. It’s probably sensible (and safer) […]
Marine Trades Insurance – Medical Assessments for Commercial Divers
Marine Contractors: New Edition of MA1 Available The HSE has updated its guidelines concerning medical examination and assessment for commercial divers by its Approved Medical Examiners of Divers (AMEDs). The new edition of MA1 follows a review of obesity, mental health, respiratory fitness, cardiovascular and neurological fitness, ENT, diabetes and exercise testing. A copy of […]
Marine Trade Insurance – Electrical Regulations
The recent fines of 2 companies following the fatal electrocution of an employee has highlighted the cost of failing to comply with electrical regulations. As well as the devastating effects of the death of the 27 year old man on his family and friends the price paid in fines and costs to the businesses found guilty […]
10% Discount on Sailing Club Insurance – FAQs
Is this a one-off discount? Absolutely not. We will continue to offer you a 10% discount at each renewal subject to the Club remaining within our normal underwriting parameters Does the discount mean I will have weaker cover? Far from it. The scope of cover is at least as good as anything you may already […]